With a degree in statistics, she then obtained a Master’s degree in Business Administration from Fondazione Cuoa. During her career she gained extensive international experience in the field of ethical finance and microcredit, in particular as Director of SEFEA (a European Company operating in the area of ethical and alternative finance), fund manager for Etimos Fund and director of Etimos Consortium.

David is an expert in international cooperation that works in Etimos since 2011. He is currently responsible for developing programmes and international partnerships, with a particular focus on the role of the private sector in cooperation, and on post-emergency economic reconstruction. Before 2011 he worked for international organizations, for European Union cooperation programmes and for some Italian public bodies. He holds a degree in international policies and human rights from the University of Padua.

Alberto obtained a degree in business administration from Venice with a thesis on microfinance and specialization in management control. After working as a tax manager and coordinator of projects financed by the European Social Fund, he spent three years in Zambia setting up a local microfinance institution. He then joined the Etimos team: first as a financial analyst, then as management control officer, and finally as head of administration and of the development of the internal control system. 

Georgia holds a degree in Law with a transnational focus. In 2005 she enters the world of ethical finance and microfinance through an internship in SEFEA, which allows her to learn about a different and more equitable way of doing finance. In 2006 she joins the Etimos staff, collaborating first in the area of projects and then in that of finance: since then she continues to have the opportunity to help the less fortunate through her work.

Serena has a degree in Foreign Languages and Literatures. Her passion has always been to get to know new worlds and new cultures. Since 2006 she works in Etimos in the institutional secretariat. This way she was able to combine her passion for languages with the dream of working in the nonprofit sector, in close contact with various international organizations.

After graduating in Theory and Techniques of Radio and Television language, Alessandra gained a broad experience in the television and web industry. She is the author of three novels. Driven by a passion for the world and for writing, she landed at Etimos to chronicle through various media how financial inclusion, by reducing poverty and inequality, can improve the lives of people in Italy and around the world.

Since 1990, Patrizia has worked in administration for companies belonging to the social economy. Since 2008 she works at Etimos where she has been able to extend her knowledge to an international scale, allowing herself to be fascinated by the richness and variety of the realities encountered.

After graduating in business administration at the University of Milano Bicocca, Stefania worked for several financial intermediaries as administrative manager. She arrived in Padua in 2014, in the administrative office of Microcredito per l’Italia, happy to put her experience at the service of ethical finance.

Fabia was born in Sardinia. After graduating in political science, and as a professional peacekeeper, she gained significant international field experience and worked in post-emergency contexts. With a specialisation in economics, finance for development and microfinance, she is part of the Etimos staff since 2010. Having been with it from its inception, since 2012 she works in Microcredito per l’Italia and coordinates projects for social and financial inclusion.

Fabia was born in Sardinia. After graduating in political science, and as a professional peacekeeper, she gained significant international field experience and worked in post-emergency contexts. With a specialisation in economics, finance for development and microfinance, she is part of the Etimos staff since 2010. Having been with it from its inception, since 2012 she works in Microcredito per l’Italia and coordinates projects for social and financial inclusion.

Diattou graduated in sales techniques, marketing and international finance. Prior to joining Etimos she worked for the Eticca business school, for Oikocredit (world leading organization in the field of microcredit) and for CBAO Groupe Attijariwafa Bank. Diattou has studied and lived for 11 years in Europe, mainly in France and the Netherlands. She is fluent in French, English and Dutch.

Channa has more than 15 years of experience in the commercial sector and has worked for 11 years in Bartleet Finance, one of the largest private financial institutions in Sri Lanka. From 2015 works in Etimos Lanka, where he deals with the administration.

Carlos is a professional with more than 15 years of experience in finance, microfinance and technology. He was general manager of Banco D-MIRO, which he helped to transform into a regulated microfinance institution, now acknowledged among the best in Ecuador and Latin America. He has two bachelor’s degrees: one in business administration (Quebec-Canada University) and one in strategic and information management (ITESM-Mexico University); and two Master’s degrees: one in marketing (ESPOL - Ecuador) and one in management programs micro finance institutions (INCAE - Costa Rica).

John has been Head of Marketing at Banco D-MIRO, a well acknowledged and regulated Ecuadorian microfinance organisation. He has extensive experience in sales and marketing, particularly in the microfinance sector, and a strong social motivation in working in support of the most disadvantaged sections of the population. A software engineer by training, he later obtained a Master's degree in balanced scorecard (UAA-Paraguay). As a consultant he worked in many Latin American countries in the area of IT systems and business intelligence.